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Stacy Lynn Schriever
RMLO NMLS 360310
c: (817) 707-5454

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Lewisville, TX 75067
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Premier Nationwide Lending Pursues Opportunities As Regulations Increase

11/04/2013

Flower Mound, Texas – As regulations continue to grow, further limiting lending practices, the mortgage industry is experiencing a retreat by lenders from wholesale channels. This decrease in wholesale providers is putting mortgage brokers in a bind as they scramble to identify lenders still servicing this area of their business. And though some major banks have exited stage right, other mortgage lenders are seeing the highly regulated market as an opportunity to grow and assist customers through what can be an intimidating process.

One such mortgage lender, Premier Nationwide Lending (PNL), continues to expand and commit resources to the wholesale mortgage broker channel of origination. “We are now working with mortgage brokers in 23 states, with several more pending. In addition, we have recently hired several new account executives and are aggressively seeking more,” says Southern Regional Manager, Shane Campbell.

With the recent withdrawal of several major banks from the wholesale channel, including Suntrust, Everbank, and Wells Fargo, mortgage brokers have become uneasy and uncertain about their future. “There is no question that the new regulations, such as QM, have put fear into many in the industry. While others may be shying away from wholesale, PNL sees opportunity,” stated Corey Kirkpatrick, PNL Divisional VP - Production.

“One of our major focuses right now is to educate mortgage professionals on the new regulations without any spin. We have been holding forums across the country talking about QM, QRM, disparate impact and more, to make sure people know the truth about the regulations and not give in to the fear mongering taking place. We want to make sure small business owners know that they have options,” added Mr. Kirkpatrick.

PNL feels that mortgage brokers serve a vital role in a stable housing environment, particularly on the service side. And with many consumers still wanting to live the American dream of home ownership, PNL is focused on putting families into homes.

In 2012 80% of the $2b PNL funded was for purchases, a notable stat when considering the recent decrease in wholesale origination providers. “Our purchase vs. refinance statistics tells me, that while many of the larger banks were focused on refinancing consumers, PNL’s customers were driven by purchase volume and were using a wholesale partner they knew could get the loan closed in a short amount of time,” stated Erin Leck, Northern Regional Manager. “Our conscious commitment to our loyal business partners has helped, and continues to, put thousands of families in homes.”

PNL feels that with their commitment to service and their ability to be more than a partner to mortgage professionals, they will capitalize on this opportunity and continue to demonstrate to those within the industry that they will be there, time and time again, regardless of conditions in the marketplace.

Premier Nationwide Lending is a privately owned Texas mortgage lender. 80% of the residential mortgage loans funded by Premier are for purchases. As a division of NTFN, INC., PNL operates retail, wholesale and correspondent origination channels. Sponsor NTFN Inc., NMLS #75333

Residential Mortgage Loan Originators

I’m a Graduate of University Texas at Arlington with a Bachelor’s degree in Communications and Business Management and reside in Flower Mound, Texas with my daughter, Landry. I have spent over 25 years in sales and marketing and the past 10 in the mortgage business with experience on every type of mortgage loan, purchase or refinance. From Government loans to Jumbo and Conventional loans working with customers that are First Time Home Buyers that need guidance and understanding of the process to the experienced borrower that needs an efficient turn-around time. I have served as a Mortgage Broker and have worked in a Large Bank environment. I believe working with Premier Nationwide Lending I am able to provide the best of both worlds to my customer base as we are an extremely Realtor/Client friendly environment with an accessible office to meet in person and the extensive technology to accomplish business over the phone and with out of town buyers that need assistance.


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